Articles

The probate process can be lengthy and complex. There are strategies you can use to help avoid the probate process.

Living benefits can help protect variable annuity owners from running out of money in retirement.

If you leave a job or retire, you should consider your options regarding your employer retirement plan assets.

Many realize it’s important to save for retirement, but knowing exactly how much to save is another issue altogether.

If you do not participate in an employer-sponsored retirement plan, you might consider a traditional IRA.

When receiving money accumulated in your employer-sponsored retirement plan, you have two options: lump sum or annuity.

Profit-sharing plans give employees a share in the profits of a company and can help to fund their retirements.

401(k) employer-sponsored retirement plans have many benefits, including that the funds accumulate tax-deferred.

The SIMPLE plan may appeal to small business owners as it is easy to set up, administer, and allows for a tax deduction.

A Section 1035 exchange is a tax-free exchange of an existing annuity contract or life insurance policy for a new one.

Tax-deferred retirement plans for self-employed individuals have higher contribution limits than IRAs.

Qualified Roth IRA distributions in retirement are free of federal income tax and aren’t included in gross income.

Annuities, an insurance-based financial vehicle, can provide many benefits that retirement investors might want.

Greater demand is being placed on the Social Security system as the baby boom generation has begun to retire.

IRAs and employer-sponsored retirement plans are subject to annual contribution limits set by the federal government.

Many traditional tax-advantaged investment strategies have gone away, but there are still some alternatives.

The federal gift tax applies to gifts of property or money while the donor is living.

Everything you own, whatever the form of ownership, is subject to federal, and possibly state, estate taxes.